When a believer bathes [the funeral bath of] a believer and says when he turns him over: “O Allah! This is the body of Your believing servant. You have removed his spirit from it and have separated them. So, Your forgiveness, Your forgiveness (Allahumma hadha badanu `abdikal mu’min wa qad akhrajta ruhahu minhu wa farraqta baynahuma, fa `afwaka `afwak)”, Allah forgives him of a year of his sins, except the major sins.